Collection

The Collection API allows merchants to receive payments from customers using virtual accounts and other collection mechanisms.

This API enables:

• Creation of virtual accounts for customers.
• Retrieval of virtual account details.
• Management of payout or settlement accounts.

Funds received through collections are credited to the merchant’s BizFlex Africa balance and can later be withdrawn or used for payouts, transfers, or other services.

Typical use cases include:

• Payment collection via bank transfers.
• Invoicing and pay-by-bank flows.
• Wallet funding.
• Business and merchant payment acceptance.